Everything you need to apply for a Markham account in 2026 — how the credit limit works, the exact requirements, how to apply, and an honest read on how easy it is to get.
The Markham account is a TFG Money Account focused on menswear and street fashion. Because Markham is part of The Foschini Group, the same account works across the wider TFG group.
Because it's regulated credit, every application triggers a credit check — so it's worth knowing whether you'll qualify before you apply.
Markham sets your credit limit individually, based on your income and an affordability assessment under the National Credit Act. There is no fixed or publicly advertised limit range — your limit is decided when you apply and can change over time with your repayment history.
TFG offers a 6-month interest-free plan if the account is paid on time and in full. The default 12-month plan and longer terms are interest-bearing.
To open a Markham account you'll generally need:
No retailer can guarantee approval, and neither can we. Meeting these requirements puts you in the strongest position — the final decision rests on your credit profile and affordability.
You can usually apply online, by phone or in-store. Online is fastest — most applicants get a decision quickly.
Have your SA ID, latest proof of income and bank statements ready as photos or PDFs.
Apply on Markham's official channel, in-store or by phone, and complete your details.
You'll agree to an affordability assessment and credit check — a legal requirement under the NCA.
If approved, your credit limit is set and your account is ready to use.
Ready to apply? Go to the TFG Money account application (covers Markham & the group)
This link goes to the retailer’s own official application — we don’t earn a commission on it and don’t process your application.
Like all NCA-regulated store accounts, a Markham account carries a monthly service fee, an initiation fee on opening, optional credit-life insurance, and interest on balances outside any interest-free window. The exact rands are disclosed in your credit agreement before you sign — read that carefully.
As a single TFG Money account across the TFG group — Markham, Foschini, Sportscene, Totalsports, Jet and 20+ brands.
Yes — Markham is a TFG brand, so it's the single TFG Money Account, which also works at Foschini, Sportscene, Totalsports and other group stores.
A 6-month interest-free plan is available if you pay on time; the default 12-month plan is interest-bearing.
Yes — online at tfg.co.za, by WhatsApp, or in-store.
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