TFG Money · NCRCP36

How to open a Jet account

Everything you need to apply for a Jet account in 2026 — how the credit limit works, the exact requirements, how to apply, and an honest read on how easy it is to get.

Interest-free: 6-month planEase to get: EasierNCA-regulated credit
The Jet account is a credit agreement regulated by the National Credit Act. Approval, your credit limit and terms are decided by the registered credit provider after an affordability assessment, and are not publicly fixed. StoreAccounts is an independent guide and does not process applications.

What is the Jet account?

The Jet account is a value-focused TFG Money Account for affordable family fashion and homeware. It has a lower entry point than most and, as a TFG account, works across the whole group.

Because it's regulated credit, every application triggers a credit check — so it's worth knowing whether you'll qualify before you apply.

Credit limit & how it works

Jet sets your credit limit individually, based on your income and an affordability assessment under the National Credit Act. There is no fixed or publicly advertised limit range — your limit is decided when you apply and can change over time with your repayment history.

Interest-free & payment plans

A 6-month interest-free plan is available if you pay in full and on time (you activate it via TFG). The default 12-month plan is interest-bearing.

Who qualifies — the requirements

To open a Jet account you'll generally need:

  • Valid South African ID (or passport for non-citizens)
  • Three months' proof of income (payslips or bank statements)
  • Proof of residence
  • 18 years or older
  • Passes an NCA affordability & credit assessment (no fixed public minimum income)
No retailer can guarantee approval, and neither can we. Meeting these requirements puts you in the strongest position — the final decision rests on your credit profile and affordability.

How to apply for a Jet account

You can usually apply online, by phone or in-store. Online is fastest — most applicants get a decision quickly.

Gather your docs

Have your SA ID, latest proof of income and bank statements ready as photos or PDFs.

Start the application

Apply on Jet's official channel, in-store or by phone, and complete your details.

Consent to the credit check

You'll agree to an affordability assessment and credit check — a legal requirement under the NCA.

Get your decision

If approved, your credit limit is set and your account is ready to use.

Ready to apply? Go to the TFG Money account application (covers Jet & the group)

This link goes to the retailer’s own official application — we don’t earn a commission on it and don’t process your application.

Fees, interest & repayments

Like all NCA-regulated store accounts, a Jet account carries a monthly service fee, an initiation fee on opening, optional credit-life insurance, and interest on balances outside any interest-free window. The exact rands are disclosed in your credit agreement before you sign — read that carefully.

Is it worth it? Pros & cons

What's good

  • Affordable family-fashion focus
  • A 6-month interest-free plan (activate it)
  • Works across TFG brands
  • A good starter TFG account

Watch out for

  • The default plan is interest-bearing
  • An affordability check applies
  • A shared TFG balance across brands

Where you can use it

As a single TFG Money account across the TFG group — Jet, Foschini, Markham, Totalsports, Sportscene and 20+ brands.

Jet account FAQ

Is the Jet account easy to get?

Jet is one of the more accessible TFG accounts, with a lower entry point. A credit and affordability check still applies.

Does the Jet account have interest-free months?

A 6-month interest-free plan is available if you pay in full and on time — you activate it via TFG. The default plan is a 12-month interest-bearing plan.

Does the Jet account work at other TFG stores?

Yes — it's a TFG Money Account, so it works across Foschini, Markham, Sportscene and other group brands.

Compare before you commit

Not sure this is your best fit?

AdOpen a Truworths account — apply online